Mark Culham
Mortgage & Protection Adviser & Co-Founder
After more than 20 years in investments and finance, Mark teamed up with his
great friend Steve to set up HB Partners.

Professional Qualifications

  • Chartered Insurance Institute: Investment Principles & Risk
  • Chartered Insurance Institute: Mortgage Advice Level 3
  • Chartered Insurance Institute: Protection Advice

What do I love about the job?

I get satisfaction about having ‘real’ conversations with people about why having the
right cover in place is so important. I also take a lot of comfort from knowing that our
clients are covered should the worse happen.


Steve Jascourt
Adviser & Co-Founder
Steve has worked in the Financial Services industry for 30 and has specialised in
mortgages for over 20 years. In 2007, he won the Mortgage Broker of the Year Award
at the annual British Mortgage Awards.

Professional Qualifications

  • Financial Planning Certificate 1,2 & 3
  • CeMap

What do I love about the job?

Getting a mortgage sorted is an important part of peoples’ lives and I enjoy being
part of that financial journey. Over the years I have arranged countless mortgages for
clients who have become friends and these days I am now helping the second
generation of those clients to get on the housing ladder.

Why Us

Proud providers of simple jargon-free financial advice

We provide expert and professional advice to individuals on UK mortgages, re-mortgages, Buy to Let,  Equity Release (Referred to our specialist partner), Second Charge, Commercial Mortgages, Development Finance, Bridging Loans, Protection and general insurance through carefully considering your situation, needs and priorities before making appropriate recommendations.

handWhy use us for mortgage advice? As advisors, we can help you arrange appropriate mortgage and insurance contracts to suit your requirements. We have years of experience in finding the most suitable solutions for our clients’ needs. We are specially trained to deal with all types of complex borrowing needs.

We aim to make your transaction as affordable and pain free as possible. We will offer you advice and assistance from the first point of contact to the day you complete on your mortgage.

And our commitment to you does not end there, we strive to offer our clients the best possible service so that they become a “client for life”. We offer ongoing reviews and, of course, you are most welcome to contact us even when a review is not scheduled.

We appreciate that not all brokers are the same, but our aim is to give you all this and a friendly, professional service.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some forms of Buy to Let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority