Limited Company Mortgages
Helping you to find lenders who cater to all types of businesses
A limited company mortgage is the same as any other mortgage. The difference within the process is due to the lender requiring information on the income of the company rather than an individual, and this is where the process can become a little more complex.
Generally speaking, these mortgages require the company to have a 25% deposit or more. If you have a smaller deposit, then we may still be able to secure you a mortgage if you have additional security to secure the loan against, such as another property or land. If you have a Special Purpose Vehicle (SPV) for your property or portfolio, or you are looking to purchase or remortgage through a Limited Liability Partnership (LLP) – then we can help.
Although the number of limited company mortgages available has grown in the last few years, many lenders still do not cater to this area of the market. This makes it vitally important that you work with experienced Mortgage Advisers who understand the lenders who offer these types of mortgages and their individual underwriting requirements. We are experienced at arranging non-standard mortgages such as these, and work with both mainstream and specialist lenders to ensure you receive a competitive deal.
Your property may be repossessed if you do not keep up repayments on your mortgage